Fast Personal Injury Protection Quote
Find Personal Injury Protection coverage that helps keep you financially protected after a covered auto accident.
What Is PIP Insurance
Personal Injury Protection (PIP) is an auto insurance coverage that helps pay for medical expenses and certain other accident-related costs, regardless of who is at fault. Depending on your state, it may also help cover lost wages, rehabilitation expenses, essential services and funeral costs. Requesting a personal injury protection quote or PIP insurance quote allows you to explore coverage options that can help reduce out-of-pocket expenses and provide financial support after a covered accident.
What Does Personal Injury Protection Cover?
Personal Injury Protection (PIP) helps cover certain expenses after a covered auto accident, regardless of who is at fault. A PIP insurance quote helps you understand the coverage available for medical care, recovery costs, lost income and other eligible expenses.
Medical Expenses
Helps pay for doctor visits, hospital care, surgeries, X-rays and other covered medical treatments after a covered accident.
Hospital Bills
Helps cover eligible emergency room charges, hospital stays and related medical services.
Ambulance Costs
Helps pay for emergency ambulance transportation needed immediately after a covered accident.
Funeral Expenses
May help pay for eligible funeral and burial costs if a covered accident results in a fatality.
PIP Insurance May Provide the Following Benefits
Personal Injury Protection (PIP) can help reduce the financial burden after a covered auto accident by paying for medical treatment and certain related expenses, regardless of who caused the accident.
Medical Expenses & Hospital Bills
Support for doctor visits, hospital care and related treatment.
Lost Wages & Rehabilitation Costs
Income support and recovery assistance while you heal.
Essential Services & Passenger Protection
Help with daily tasks and coverage that extends to passengers.
No-Fault Coverage & Recovery Support
Benefits regardless of who caused the accident.
What Does PIP Insurance Not Cover?
While Personal Injury Protection (PIP) covers many accident-related medical and recovery expenses, it does not cover every type of loss. But PIP generally does not include the following:
- Vehicle Repairs: PIP does not pay to repair or replace your vehicle after an accident.
- Property Damage: damage to another person's vehicle, property or belongings is not covered under PIP.
- Vehicle Theft: losses resulting from vehicle theft are typically covered under comprehensive insurance, not PIP.
- Non-Accident Injuries: medical expenses unrelated to a covered auto accident are not covered by PIP.
How Does Personal Injury Protection (PIP) Work?
Personal Injury Protection (PIP) helps pay for covered medical expenses and certain other accident-related costs after a covered auto accident, regardless of who caused it. If you're injured in an accident, you can file a claim with your own insurance company instead of relying on the other driver's insurance. PIP may help cover medical bills, lost wages, rehabilitation expenses and other eligible costs up to your coverage limits.
Getting a personal injury protection quote or PIP insurance quote allows you to choose the coverage level that best fits your needs and budget. Once your claim is approved, your insurer pays covered expenses, helping reduce out-of-pocket costs and providing financial support while you recover.
